Opportunities are only for the people who are prepared…

Once upon a time, a young man asked, “Is becoming rich a myth? Is that even possible to start with zero and end up being rich someday? Is that even remotely possible in our position in this modern society?”

Barring the one in a million who got lucky and got rich through various miracle, is there even a chance for me? The young man felt that he’s got no chance at all…because  he’s but one of those millions going to work, day in day out. Not only does he have to pay for his dailies, he has to pay for his study loan and car mortgage etc etc. Even life by itself is a problem, where’s the remote chance of being rich?

This conundrum got most of us stuck in this limbo. What’s the price we have to pay to be rich? Read investment books, read motivational books, join some get rich schemes, internet marketing opportunities but we still haven’t solve the base of our problem…

Sound financial knowledge is really simple, it basically rhymes like this, save, invest and then the patience to wait for that investment to bear fruit. If you haven’t noticed, the first one is “saving”. If we cannot live a thrifty life, we will not be able to save, thus sound financial planning at its base is: saving.

Saving is especially hard during the start and thus also the most important part in life, only by living a thrifty life do we have the chance to save up the “leftovers”. This is the universal truth that nobody could change. We cannot live a lavish, hip lifestyle on one side and expect to have plenty of money left to save on the other.

Of course, if you are one of the few who has your own business or somehow got yourself a high paying job, saving might not be your prerequisite towards getting rich. And THAT is another matter for another time. Not everyone has that opportunity to get high paying jobs or have an empire left for them to manage.

In fact most of the time, people think that by being around rich people, we’ll learn how to get rich or well… at least look the part of being rich thus having false illusions of themselves being rich. Fact: if you live like your rich friend, spend like them and eat like them… We still do not equate to them. All we’re doing were just outspending our own hard earned money while wrongly wetting ourselves of thinking that we’ve achieving their levels. And we actually thought by being around them, rich people would actually teach us ways to earn money like them. The sad truth is that there will only be glints of smile around you as we fall from grace. Words like “fake”, “plastic” , “bad financial  planning” come to mind, examples will always be made of us around the corners of mouth.

Welcome to the credit society… A society where everybody sleeps with the bank and work for the bank. Literally everything we want in life depends on how we look through others’ eyes. Imagine if the world is blind, who would’ve want to buy nice clothes to wear or nice cars to drive? As normal working class citizens, are there no chance left for us to live a luxurious life?

To get rich, we first need to have money to invest. That money can only come from  ourselves, our savings. Nobody is willing to spent one cent on us. Even from our so called rich friends. This first amount of money for investment will be the basis. If we don’t have this first batch of money, even when an opportunity presents itself, there’s nothing we can do about it and just let it just slip away.

And these opportunities will only be there for those who are prepared. By taking savings seriously, you and I are doing that preparation. The sole objective of saving is to wait for the opportunity to present itself. When that happens, we must steel ourselves to grab that opportunity in order to invest. By  then, we’ll have to patiently wait for it to bear fruit, success mostly only can come through this way.

Opportunities are only for the people who are prepared… To be continued. I think I’ve written some bullshit. Imagining myself as a Times finance article but actually more like Kacang Weekly standards. Maybe Later~

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